Too busy working with no time to manage your money properly?
Get a clear plan for CPF, insurance and investments except the headache
Invest Today, So They Can Fly Tomorrow
Transforming financial strategies into a springboard for the next generation.
Why Work With Me?
Your Trusted Financial Partner
Get a clear plan for CPF, insurance and investments except the headache
What I Help With
From wealth accumulation to retirement income - comprehensive solutions
Retirement Income Planning
Know how you much you spend every month in retirement with ease.
Tax Optimisation Strategies
Pay less tax legally and keep more of what you earn.
Insurance Portfolio Audit
Stop overpaying for insurance you don't need.
Multi-Stream Income Building
Turn savings into steady income, not just numbers on a screen
Estate Planning
Sleep better, knowing your family is protected.
Real People, Real Results
From Frustration to Financial Peace
"I had the pleasure of working with Mdm Sun, a retiree in her 70s who was feeling the pinch of rising costs. She was frustrated that her hard-earned savings were sitting in accounts earning next to nothing. We sat down and restructured her portfolio into a reliable dividend stream, one that now brings in more monthly income than her CPF LIFE payout. The best part was seeing her relief. She mentioned how exhausted she was with 'chasing' 1.XX% FD rates that required so much paperwork for such little return. Now, she has the peace of mind she deserves.
— Now, I have the peace of mind I deserve
Breaking the "Time-for-Money" Trap
"Jay is a driven Sales Director in his 40s, but more importantly, he's a new dad. Like many in his position, he realised that whilst his career was soaring, he didn't want to be "trading time for money" forever especially now that his time at home is so precious. We worked together to build a strategy that balances long-term growth with immediate flexibility. The goal? To give him the option to step back or take a break whenever he chooses, without the stress of losing his primary income. What Jay appreciated most was the proactive approach; he'd felt let down by a previous adviser's lack of follow-up and technical expertise elsewhere, so having a partner who is actually on top of the details has given him the headspace to focus back on his family.
— Finally have the flexibility to prioritise family time
The 30% Efficiency Gain
"For a Technical Director like TW, efficiency is everything. Between his career, his family, and his goal of building a bespoke automotive business, he was 'juggling' too many moving parts. We partnered to run a 'stress test' on his current insurance portfolio. By eliminating overlapping coverage and inefficiencies, we managed to reduce his annual premium outlay by 30%, a savings of $5,000 per year. This wasn't just about cutting costs; it was about giving him the clarity to know exactly where his money is going, ensuring his family is protected whilst freeing up cash flow for his entrepreneurial goals.
— Clarity on where my money goes, family protected
Bridging the Property-to-Retirement Gap
"Working with Mel, an engineer in his 50s, was about solving a very real puzzle. He owns a great property in an affluent region, but servicing the loans meant staying on a high-tax 'treadmill' of active work. He knew the house was appreciating, but he couldn't use that value to pay for retirement. We sat down to bridge that gap. By building a strategy that reduces his tax burden whilst growing his retirement nest egg, we've cleared the fog surrounding his move towards age 55. Mel mentioned that after years of dealing with various advisers, he appreciated the straight-talk and transparency of our approach. It wasn't about a sales pitch, it was about a clear plan for his family's next chapter.
— Straight-talk and transparency made all the difference
The Selfless Mother's Pivot
"Ash is a natural giver, the mum and daughter who takes care of everyone else's problems. But when it came to her own retirement, a past investment loss made her hesitant to take the next step. We partnered to turn that hesitation into action. By trimming the 'fat' from her insurance portfolio, we freed up capital to reinvest into her future without costing her an extra cent out of pocket. Today, she's moving towards her retirement sum with a renewed sense of confidence.
— I wish I would have invested with you earlier
From Hesitation to 20% Growth
"When I first met YY, she was hesitant. As a new mum with family obligations, the idea of market losses felt too risky, and she was relying solely on her active income. We worked together to replace that uncertainty with a clear, structured strategy. By moving from a place of "no understanding" to having a transparent investment roadmap, YY was able to confidently put her capital to work. Her portfolio has since grown by more than 20%, providing a meaningful buffer for her family's expenses. Now, instead of worrying about "what-ifs", she has the clarity to stay focused on her career and her family's future.
— Now I have clarity instead of worry
Get Clarity On Your Money
Book a free 30-minute clarity call and walk away with a better understanding of where you stand.